Ready Reserve Line of Credit

People make mistakes, so the occasional overdraft can happen. That's why it's a good idea to have FNB's Ready Reserve Line of Credit in place to put your mind at ease and save the personal embarrassment and costly fees that can often occur. Available for your personal and business accounts.

  • No annual fee*
  • Fixed, competitive interest rate
  • Pay interest only on funds transferred to handle insufficient items
  • Credit lines up to $4,999**
  • Detailed monthly statement


**Approved credit lines based on creditworthiness of the borrower. Please contact your loan officer.