Business Solutions

Stop and think of how much time it takes you and your staff to process payments, manage your cash balances and retrieve information on your accounts. This is time you could be using to run your business. At First National Bank, our business services can help you effectively manage your money and get you back to growing your business.


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  • Business Online Banking

    Take control of your finances from the convenience of your home or office. Business Online Banking allows for multiple users and multiple entities with customized access rights. Once enrolled, you may take advantage of our other electronic banking services such as Business Online Bill Pay and eStatements.

  • Mobile Banking

    First National Bank's Mobile Banking gives you access to many of the features of Business Online Banking at your fingertips on your mobile device.

    To enroll:

    1. Access your online banking account at
    2. Under 'Preferences' on the left menu, click 'Mobile' Check the box for "Yes, enable my User ID and Password for use on my mobile device"
    3. For fund transfer capability, click "Mobile Authorizations" at the top of the menu and choose a 4 digit pin
    4. Click 'Submit' at the bottom of the menu to complete
    5. Download the Mobile App from the App Store or Google Play
  • FREE Business Online Bill Pay

    Bill Pay is just one of the many electronic solutions offered at First National Bank. This time saving service allows you to pay bills online without having to write a check. Don't let checks and postage slow you down, take advantage of Online Bill Pay and make payments your way!

    • No need to use checks or stamps
    • E-Bill offers easy and convenient way to view all electronic bills in one location
    • Schedule recurring payment of bills and electronic bills
    • Define payments to be made automatically, including variable amounts (e.g., credit cards by paying minimum or balance in full)
  • E-Statements

    E-Statements are electronic bank statements that our account holders can view online. This online access is convenient, easy to download and can be printed anytime. E-Statements are a great way to lower exposure to identity theft, reduce clutter, save paper and get organized.

    Plus, E-Statements are absolutely free for First National Bank account holders. Many of our accounts also include free digital images of your checks and other transactional items such as teller counter withdrawals and counter checks.

    To Enroll:

    1. Access your online banking account at
    2. Under 'Transactions' on the left menu, click 'Statements'.
    3. Read the Electronic Statement Amendment to First National Bank's Internet Banking and Bill Payment Agreement thoroughly. You should print this agreement for your records.
    4. The email address shown at the bottom of the page will be used for notifications when your E-statement is available. Please verify it is correct and update if necessary.
    5. Click Accept.
    6. It is recommended that you print and/or save your statement each month to keep for your records.
  • ACH Origination

    Pay your employees, vendors and suppliers and collect payments from customers electronically. ACH allows you to automate this process and eliminates paper, check costs and postage.

  • Wire Transfers

    Instead of stopping what you're doing and driving to the bank, you can originate and approve a wire transfer transaction from your office.

  • Positive Pay

    Helps you be aware of potential check fraud so you can take steps before it affects your accounts.

Notice: Cash Management Services are subject to approval. For transaction fees associated with these services, please refer to your Cash Management Agreement package.



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  • Remote Deposit Capture

    Remote Deposit Capture is a helpful, convenient way to deposit checks from your office electronically. No more driving to the bank! With Remote Deposit Capture, you’ll have more time to do what you need to do for your business.

    This service gives you the flexibility to manage your business on your schedule. You can make unlimited deposits, enjoy later deposit cut-off times, and save yourself time—without ever leaving the comfort of your office. It's quick and easy to use.

    *Remote Deposit Capture is subject to approval. Transaction fees associated with your checking account still apply. Please refer to your deposit agreement.

    If you are currently a customer that uses Remote Deposit Capture, and you would like to make a deposit, click here.

  • Merchant Card Services

    Accepting credit and debit cards is essential to the success of your business and hidden fees for credit card processing can quickly impact your company's bottom line. First National Bank's Merchant Card Services Program is designed to keep you and your business performing at your best with the following features:

    • Quick turnaround on merchant credit card application and set up for Visa™ and MasterCard™ transactions
    • Monthly processing for all Visa™, MasterCard™, American Express™ and Discover™ transactions
    • Competitive discount rate and transaction fees
    • Easy to read monthly activity reports
    • Support desk availability
    • Equipment purchasing

    *Notice: Merchant Card Services are subject to approval.

  • Debit Payroll Cards

    The Payroll Card offers a flexible, secure alternative to payroll checks. Employers can deposit directly to an employee's Payroll Card account via ACH and funds are available immediately.